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Qualified Retirement Plans

The IRS provides tax advantages to encourage businesses...

A qualified plan must meet a certain set of requirements outlined in the Internal Revenue Code such as minimum coverage, participation, vesting, and funding requirements. In return, the IRS provides tax advantages to encourage businesses to establish retirement plans, including:

  • Employer contributions to the plan are tax-deductible.
  • Earnings on investments accumulate tax-deferred, allowing contributions and earnings to compound at a faster rate.
  • Employees are not taxed on the contributions and earnings until they receive the funds.
  • Employees may make pretax contributions to certain types of plans.
  • Ongoing plan expenses are tax-deductible.

Qualified plan assets are protected from creditors of the employer and employee. Employers can choose between two basic types of retirement plans: defined contribution and defined benefit. Both a defined contribution and a defined benefit plan may be sponsored to maximize benefits. Our consultants can help you choose the right plan for your company.

Looking for a Specific Plan Type?

Begin your journey with Integrated Pension Services. We have a wide array of plans which you can discuss with one of our professional staff members.

Our Plans include
Traditional 401(k) and 401(k) Safe Harbor Plans
Cash Balance Pension Plans
Defined Benefit Plans
Profit Sharing and Age Weighted Profit Sharing Plans
New Comparability Plans
Defined Contribution and Money Purchase Pension Plans
457(b) and 457(k) Plans

Our Vision & Mission

Integrated Pension Services is dedicated to helping employers implement retirement plans that promote corporate goals and objectives, control costs and give employees a sense of security.

Our Greatest Resource

Our greatest resource is our team of experienced professionals. Our clients are served by employees who have professional qualifications and whose backgrounds include many of experience in the pension and retirement field.

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Companies we provide service to
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Years Of Experience